Financial Protection Flipbook_2023

Source: National Highway Traffic Safety Administration, 2022 (2020 data, most current available) Common Factors in Fatal Crashes Excessive speed Driving under the influence of drugs or alcohol Careless driving Failure to yield right-of-way 19.1% 11.6% 7.3% 6.8% Another Reason to Drive Safely One study found that drivers who filed one at-fault insurance claim in a 12-month period suffered increases in premiums averaging 56%—and a second claim caused premiums to rise by as much as 125%. Premiums were based on a 40-year-old male policyholder with a good driving record. Source:, May 23, 2023 (based on at-fault property damage claims of more than $2,000 each)